When your bank says "no," Deco says "yes."
We know you're good for it. Here's how it works.
Deco is easy to use. Simply choose the Deco option at checkout. We’ll complete that purchase so you can receive your order right away. That’s it.
Not all merchants have partnered with Deco. If the merchant works with Deco, and you’re approved, you’ll see the option at checkout.
Deco doesn't charge any interest or processing fees. Late fees may apply to payments received more than two weeks from the purchase date.
Payments to Deco may be made via direct debit, wire transfer or ACH transfer.
You have two weeks from the date of purchase to complete payment with Deco.
Nope! Deco’s vast experience in eCommerce allows us to recognize good customers without further input. If you’re given the option to use Deco at checkout, then you’re already approved.
Yes. If payment isn't received within two weeks of the purchase date, a late fee of $7 will be applied. If payment still hasn't been received three weeks from the purchase date, another $7 fee will be applied, and a final $7 fee will be applied four weeks after the purchase date. Fees are capped at $21.